Kenny, one thing for sure, a bass isn't going to chase a lure very far if at all when the water is this cold. The thing to do is fish extremely slow, if you're fishing a worm, it might take 5 minutes or longer to get the lure back in. Try giving them something worth chasing.....maybe, a 10" worm, if that doesn't work then try a finesse worm, Senko or 4 inch worm. They are pretty picky this time of year for sure.